"Fulfilling The American Dream Of Home Ownership"

Market Watch: It's a Great Buyer's Market - Good Time To Buy




Looking for a home loan?

We have a common goal! Helping homebuyers make an informed decision about the choice of home financing that is best for them. This Mortgage Center is your one stop resource for home loans and financing. Whether you are looking for a loan, want to get pre-qualified, want to understand the loan process, have mortgage questions or want to request a free consultation with a loan expert, request a credit report or crunch numbers with your mortgage calculator, we are here to help.

Should you refinance your current mortgage?

Refinancing your mortgage can be a good financial move but you should think it through. Refinancing your home loan can reduce your monthly payment significantly and save you thousands in interest over the course of your loan. Evaluating whether you should apply now for a mortgage refinance now or stick with your current loan is a decision we can help you make with a free mortgage consultation.

Things you should consider in refinancing

Mortgage refinancing is a powerful tool for homeowners who expect to stay in their current home for a few years and want to either shorten a home loan to increase equity faster, to pull funds out of a home for large expenses (home improvements, payoff car, credit cards, etc.), or to change the terms of their loan to save in interest charges thereby reducing their monthly payment. Refinancing is also useful for people who have an adjustable rate mortgage (ARM) and want to convert their loan to a fixed interest rate for the duration of the loan.

Get the best rates for your situation

We will help you find the best rates and terms to finance or refinance your home. Leave the analysis to the experts and enjoy reduced rates and monthly payments.  There are many options and programs to choose from. Our goal is to get the right mortgage loan for you. The first step is to call us so we can help you make the right decision for your situation. 

Advice You Can Trust

Get trusted advice on your credit history, how much home you can afford, pre-approval, refinancing and more. Get a long-term financial advisor to guide you on tapping or building your home equity. We will guide you at each step from pre-qualification, to comparing loans, to improving your credit score, to applying for a loan and ensure a timely closing.

Flexibility and Convenience

Employ the mortgage experts who understand your unique situation and financing needs. Allow us to put together a loan package for you to help you breeze through the paperwork and documentation. You can count on our personalized service and specialized knowledge.


"Fulfilling The American Dream" (TM)




Direct: (916) 368-7653

Office: (916) 368-7653

FAX: (916) 258-0501

Rancho Cordova: (916) 852-5100

Elk Grove: (916) 667-9595

Email Us 


9153 Elk Grove Boulevard, Elk Grove, CA 95624

How Much Home Can You Buy?

Find out how much you can afford in a mortgage payment.

Request a Free Consultation

Do you have questions about financing your home? Do you need advice on getting the best loan?

Mortgage Calculators

Determine your monthly payment and amortization schedule. Find the APR on your mortgage. Should you refinance your mortgage? Use the calculator to determine when you will breakeven!

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